We have just launched our Personal Insurance offering!

SAVE 10%

when you insure your Rideshare AND Personal vehicle with us!

FareDrive’s personal range of cover and valued-added services ensure that you, your passengers and your vehicle are covered against the additional risks associated with being behind the wheel every day. Our unique range of insurance options make it easier for you to focus on getting your passengers to their destination without worrying about what’s around the corner.

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Find out how we can tailor your Rideshare insurance to meet your budget below






The FareDrive team will phone you, as specified, to provide a quote.

*T’s & C’s Apply FSP: 37608

Frequently Asked Questions

‘Excess’ is an agreed % of money that you must pay in order to settle a car insurance claim.

If your vehicle is written off or declared a total loss (usually when the cost of repairs is higher than the insured value), the excess amount will be taken off the final pay out. If your vehicle is able to be repaired, you will be required to pay the excess amount.

For example, if the excess is R15,000 and the damages cost R50,000, you will be liable to pay the repairer R15,000 and FareDrive will pay the outstanding balance of R35,000.

Yes, the insurance premium will vary depending on the make and model of your car since every car has a different value, replacement cost and industry profile.
The retail value of a car is the average selling price of a vehicle by a dealer to a purchaser. The retail price is the closest value to the replacement value or cost of your insured motor vehicle.

When it comes to motor insurance, market value (usually lower than the retail value) is the average between the likely trade and retail value of the car, which takes into account: mileage, vehicle condition, service history and accident reports.

The time it takes for a payout depends on the type of incident and how quickly the relevant information and documentation is supplied to the claims department. As such, it varies from claim to claim and we cannot provide a fixed or standard time frame.
The annual premium review takes the depreciation of your vehicle into account. Your car will devalue over time and as it experiences wear-and-tear. While this is factored into our reassessment, the cost of parts and repairs for older car makes and models increases with inflation. Since most claims are for accidents and not write-offs or stolen vehicles, our premiums are likely to increase each year.

As part of our initial inspection, we need to perform a number of standard vehicle checks, which include: assessing for existing damage if any, evaluating anti-theft devices meet our requirements and confirming fitted vehicle accessories or sound systems.

Fitting your vehicle with security devices minimises the chance of theft. Taking a preventative approach can help reduce or eliminate the chance of carjacking and motor vehicle theft. Installing approved anti-theft devices is an investment that will lessen your risk, lower your insurance premium and possibly save you from the delays associated with repairing or replacing a vehicle.

You are welcome to choose your own panel beater or auto repair centre, but we cannot guarantee the quality of their workmanship. As such, we would prefer you take your vehicle to one of our pre-approved service providers.

Please submit all documentation using the forms on this page or in writing to claims@faredrive.co.za within 30 days of the incident.

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The FareDrive team will phone you, as specified, to provide a quote.

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  • A very important tip for all rideshare drivers:

Under no circumstances should you drive without your PrDP (your Professional Driving Permit). If you drive without it and you get into an accident, it is possible that your claims might not be paid out. #TipOfTheDay
  • Our Insurance Term of the week is: "Write-off"

When a vehicle is classified as "written off" or a "write-off", this is when the damage to the vehicle cannot be repaired or if the costs are higher than the value of the car. This is also known as a ‘total loss’.
  • Are you ready to WIN?! We're back with another FareDrive competition! 
All you have to do is apply for a quick, FREE vehicle insurance quote using our WhatsApp line (063 698 1102) or via the website (https://ecs.page.link/goWXv) before 29 February and you could stand a chance of WINNING R500 in cold hard cash. It's as easy as that! 
Competition winner will be announced on Monday 2 March 2020. Goodluck! Ts & Cs apply. SA only. #FareDrive #Giveaway
  • 💰If you are a new Rideshare Driver, here are our top tips to boost your earnings and reach your rideshare goals this year.

1. Know "why" you are driving. This will help you set the right goals and stay strong in your hustle.
2. Be mindful of any unecessary overhead expenses.
3. Plan your driving times around 'prime' or busy times,
4. Always greet your passengers with a smile and be curtious to hopefully improve your ratings
5. Plan your weekly driver schedule to prioritise profit without burning out

Are there any other tips you'd add to the list? Comment below and let us know 💯
  • Happy Friday!🎉 What’s for lunch today? Comment A or B below ⬇️
  • Do you know what you're paying for insurance every month and are you sure you're getting the most value for your money?

Are you are sporting a 2016 Ford Fiesta 1.4 Ambiente and paying a monthly insurance premium of more than R563.05?

Take back your control and get a quick and easy quote from us today - no paperwork involved! 0861 488 848 | 063 698 1102 | info@faredrive.co.za | https://ecs.page.link/goWXv *Pricing is profile dependent.